Interest Bearing Checking Accounts

Rates are subject to the discretion of Citizens State Bank. Interest is calculated based on daily balances. Interest will not be paid on interest-bearing accounts if the account is closed before the date interest is to be paid. There is a $100.00 minimum deposit required to open an interest-bearing checking account. Please stop by your nearest location or contact one of our friendly Customer Service Representatives for current interest information and disclosures. Open your account today!

NOW Account
Interest is paid monthly on daily balances of $1,000 or more.

Daily Balance Monthly Service Charge
$1,000 + No Monthly Service Charge
Below $1,000 $10.00 each month

Unlimited check writing/debit privileges.

Super NOW Account
Interest is paid monthly on daily balances of $2,500 or more.

Daily Balance Monthly Service Charge
$2,500 + No Monthly Service Charge
Below $2,500 $10.00 each month

Unlimited check writing/debit privileges.

*SAN JUAN CLUB ACCOUNT
Interest is paid monthly on daily balances of $1,000 or more. Service charges are based on linked aggregated account balances.

Daily Balance Monthly Service Charge
$5,000 +(aggregated balance) No Monthly Service Charge
Below $5,000 $12.00 each month

Unlimited check writing/debit privileges.

Our San Juan Club is an account available to those customers of Citizens State Bank who are at least age 55. LEARN ABOUT THE MANY EXCITING BENEFITS AVAILABLE TO SAN JUAN CLUB MEMBERS!