Fake bills are making their way into local businesses. But not all “fake” money is the same. Some bills are counterfeit (illegal and intended to deceive), while others are prop money (legal for entertainment but not for transactions). Not all money is created equal; here’s what you need to know. Counterfeit vs. Fake (Prop) Money Counterfeit Money Created to deceive …
CSB CEO Delivers National Keynote at Federal Reserve Conference
On October 7th , Citizens State Bank President & CEO Alexander Price delivered the Community Banker Keynote at the 2025 Community Banking Research Conference, hosted by the Federal Reserve Bank of St. Louis. This prestigious event brought together leaders from across the country to explore the future of community banking—and we’re proud to say our Western Slope communities were front …
The End of the Penny: What It Means for You and Your Business
The U.S. Department of the Treasury has officially ended production of the penny, marking a historic shift in American currency. While the penny remains legal tender, banks—including Citizens State Bank—can no longer order new pennies from the Federal Reserve. This change is already impacting retailers, banks, and consumers across the country. Why Is Penny Production Ending? The decision stems from …
Online Banking – Enrollment Overview
All customers must enroll to use the new system – available on desktop and mobile (site and app). 1. On our website, here, Click on ONLINE LOGIN (top right on menu) to begin the enrollment process. Select either “Enroll” OR “Business Enroll” to begin the enrollment relevant to your account with CSB. If you have both business and personal accounts, …
Get Ready: Enhanced Online Banking Goes Live September 22
We’re excited to share that Citizens State Bank is launching a brand-new online banking experience on September 22! This upgrade brings a fresh look, improved features, and a more secure way to manage your finances — anytime, anywhere. Important: Our current online banking platform will be retired on 9/22. To continue accessing your accounts, all customers must re-enroll using the …
Change is in the air!
The leaves won’t be the only thing changing this Fall! Citizens State Bank is working hard to upgrade our online banking experience to make managing your finances easier and more intuitive. Our NEW online banking platform will replace our existing one – providing you with more features and services available 24/7 at your fingertips. We are working hard to make …
Affordable Holiday Activites and Local Events in Colorado for the Holiday Season
Table of Contents Exploring Holiday Traditions Local Community Events Affordable Holiday Activity Ideas Get in Touch with CSB For many people, the holiday season is filled with shopping, celebrations—and stress. Family gatherings and finding the right gifts can be a source of joy and stress at the same time. Financial concerns are a top cause of stress during the holidays. …
Cyber Security and Protecting Your Financial Information
Table of Contents Every year, the risk of cyber security threats continues to grow. In 2023, there were over 2,300 cyber attacks in the US, with more than 300 million victims of these scams. By 2028, it’s predicted that cybercrime will cost the country nearly $2 trillion. With October being Cybersecurity Awareness Month, we’re here to offer advice and guidance …
Preparing for Homeownership: A Checklist for First-Time Buyers in Colorado
Table of Contents: Whether you’ve lived in Colorado for your whole life or you’re a new resident of the state, buying your first home here can feel overwhelming. With rising home costs and a competitive housing market, getting your foot on the real estate ladder may seem impossible. But with preparation ahead of time, you could be holding the keys …
Master Your Money: A Beginner’s Guide to the Zero Budget Method
Table of Contents Are you looking for an easy and flexible way to manage your money? A budget is an important part of your overall financial wellness. With zero-based budgeting, you have to give every dollar a job. This intentional, yet still flexible approach can help you control spending and reach your financial goals faster. In this article, we’ll explain …
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