Business Lending

Let Citizens State Bank help expand your business with competitive rates and quick, local decision-making.

Commercial Real Estate

  • For the purchase, refinance or construction of commercial properties or land.

Business Lines of Credit

  • For working capital to smooth out seasonal revenues.

Vehicle Loans

  • For new or used cars, trucks, vans, and other commercial vehicles and fleet vehicles.

Agricultural Loans

  • We make farm ownership and operating loans to family-size farms and ranches.

Water Stock

  • For the purchase of water stock, primarily for agricultural use

Meet our Lending Team.


Lending Team