Personal Credit Cards

Build your credit and enjoy financial flexibility with a VISA credit card from Citizens State Bank.

Citizens State Bank is proud to offer our customers the Visa classic credit card featuring:

  • Check guarantee
  • Overdraft protection for CSB deposit accounts
  • Plus System access
  • Automatic travel accident insurance
  • 15% fixed annual percentage rate for purchases, balance transfers, and cash advances
  • No interest charge if entire balance is paid by 10 days after close of each billing cycle
  • No annual fee

And beginning in April, all credit cards will incur benefits such as:

  • 250 bonus points on first transaction of at least $25.00 made on new account
  • Accumulate points that can be used for products including:
    • Gas
    • Tickets to sporting events
    • Home goods
    • Streaming service subscriptions
    • Travel

Please stop by your nearest location or contact one of our friendly customer service representatives for an application and information. Open your account today!

You can access your VISA credit card account at www.mycardstatement.com.

If you have lost your VISA check card or believe that it has been stolen or otherwise compromised, call 800-528-2273 or contact us at (970) 325-6100 immediately.

Visit here to obtain a printable copy of Citizens State Bank’s VISA credit card disclosures.

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Download Our Mobile App

CSB Mobile AppDownload the new Mobile App & get access to these great features!

  • Mobile Check Deposit, Transfers, and Bill Pay
  • Access to Account Balances & Transactions

Download the app for free from iTunes or Google Play.