With the New Year upon us, it’s the perfect time to connect, care for your future, and set up a strong start to 2026. Whether you’re tracking spending, saving more, or planning big goals, CSB’s tools and friendly local bankers are here to support you—online, in-app, and in-branch. Stress‑Free Spending with My Spending Start the year in control—keep your budget …
Financial Planning: Getting Ready for the End of the Year
Table of Contents: This time of year is the perfect time to reflect on your financial year and prepare for what’s ahead. Even if you had a terrific year highlighted by sticking to your budget, funding an emergency savings account, and paying off debt, there are likely still goals that you would like to accomplish next year. By assessing your …
Counterfeit vs. Fake Money: What’s the Difference and How to Spot It
Fake bills are making their way into local businesses. But not all “fake” money is the same. Some bills are counterfeit (illegal and intended to deceive), while others are prop money (legal for entertainment but not for transactions). Not all money is created equal; here’s what you need to know. Counterfeit vs. Fake (Prop) Money Counterfeit Money Created to deceive …
The End of the Penny: What It Means for You and Your Business
The U.S. Department of the Treasury has officially ended production of the penny, marking a historic shift in American currency. While the penny remains legal tender, banks—including Citizens State Bank—can no longer order new pennies from the Federal Reserve. This change is impacting retailers, banks, and consumers across the country. Why Is Penny Production Ending? The decision stems from rising …




