Your Financial Journey — Elevated

we’re here to help you rise above the ordinary

Personal Banking

Simplify your life with accounts designed to elevate your everyday.

Business Solutions

Empower your business with solutions that help you reach new heights.

Home Lending

Turn your dream home into reality with mortgage options that lift you up.

Merchant Services

Streamline payments with tools that keep your business climbing higher.

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locally owned and operated since 1913

Rooted in Community.

Rising Together.

Since 1913, we’ve been more than a bank — we’ve been a partner in helping our communities grow and thrive. When you bank with Citizens State Bank, your dollars stay right here in our region, fueling local businesses, supporting families, and strengthening the places we all call home.

At CSB, giving back is part of who we are. Through Altitude™ Giving we invest in the communities we serve—supporting local organizations, fostering philanthropy, and creating opportunities for growth and connection

These efforts honor community as a cornerstone of our mission - partnering with people and businesses to make the communities we serve successful today and sustainable tomorrow.

Community banking is built on relationships, trust, and local impact. Through donations, sponsorships, and leadership, we strengthen the fabric of our communities—because when our neighbors thrive, we all thrive.

Giving isn’t separate from banking; it’s an extension of our promise to serve with purpose.

See How We Give Back

Convenience & Innovation

Banking at Your Fingertips — Anytime, Anywhere

Our online and mobile tools make it easy to manage your money and keep your goals climbing. Whether you’re a personal customer or a business looking to streamline financial functions, our platform brings your local branch to your computer or phone. With up-to-date balances, you can transfer funds, view statements, pay bills, and much more — all with the security and simplicity you expect from your community bank.

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