Plan for your retirement with our IRA instruments.
There is a $25.00 minimum deposit required to open an Individual Retirement Certificate of Deposit. Penalties may apply for early withdrawal.
Citizens State Bank offers traditional, Roth, SEP, and educational IRAs in order to accommodate your individual needs.
Please stop by your nearest location or contact one of our friendly customer service representatives for current interest rate information and calculation methods. Open your account today!
The daily balance method is used to calculate interest. This method applies a daily periodic rate to the principal in the account each day. The annual percentage yield disclosed to you assumes interest remains on the deposit until maturity. You may make additional deposits to your IRA and may make withdrawals from your IRA (if you are age 59 ½ and older) until the maturity date. The IRA renews automatically.
The fee for premature IRA closure/transfer is $35.00 each.