Business Online Banking

Move your business forward with our powerful online banking solutions!

At Citizens State Bank, we understand the unique needs of business owners in the region. That's why we're pleased to offer an online banking platform that is as unique as your business.

Bill Pay

Schedule one-time or recurring bills
Manage payee information with ease

Comprehensive User Management

Manage administrative users and roles; set up dual controls!
View only access for your external partners (bookkeepers, CPAs)

Account Transfers

Make transfers (internal & external, one-time & recurring)
Online wire origination

Advanced Reporting

Export transaction data that's compatible with many financial software programs (QuickBooks, etc.)

Convenient & Secure!

+ Mobile Banking

While you will get the most enhanced experience in using our Online Banking platform, you also have the ability to conduct banking from your mobile phone - anytime, anywhere!

+ Access to Cash Management Services

initiate ACH
initiate EFTPS Payment
initiate Wire

Ready to elevate your business banking experience?

Enroll Today!

Cash Management & Treasury Services

Remote Deposit Capture

With Remote Deposit Capture (RDC) you can plow through your paper checks with ease. Ideal for customers processing a moderate to high volume of checks per week (15+).

ACH Origination Services

Let us help you process actions like direct deposit, including forward and same day processing.

Positive Pay

Positive Pay is a fraud prevention tool that enables you to proactively monitor and control your disbursements, helping safeguard your accounts from fraudulent activity. Includes ACH + Check positive pay.

Contact Us for Details & Pricing

Frequently Asked Questions

This is one of the best features of our online banking solution for our business customers. Administrators, as designated by you, can manage users directly in your online portal. You will be able to grant a variety of roles and permissions to match the level of access you wish to grant for each user.

Also, we offer View-Only Users as well which are perfect for your bookkeepers, accountants, CPAs, etc. who just need to view account history, transactions, and reports.

Our powerful business-only experience is available to all our business customers.

With branches in Ouray, Ridgway, Silverton, Naturita, Telluride, Mountain Village, and Montrose, we are committed to providing banking solutions that help elevate your business. Contact us today to learn more!