Staying ahead of fraud is one of the smartest financial moves you can make — especially as scammers ramp up their attempts. As people are managing finances, preparing documents, and receiving more communications than usual, it’s important to know what to look for and how to protect yourself.
With the New Year upon us, it’s the perfect time to connect, care for your future, and set up a strong start to 2026. Whether you’re tracking spending, saving more, or planning big goals, CSB’s tools and friendly local bankers are here to support you—online, in-app, and in-branch. Stress‑Free Spending with My Spending Start the year in control—keep your budget …
Fake bills are making their way into local businesses. But not all “fake” money is the same. Some bills are counterfeit (illegal and intended to deceive), while others are prop money (legal for entertainment but not for transactions). Not all money is created equal; here’s what you need to know. Counterfeit vs. Fake (Prop) Money Counterfeit Money Created to deceive …
On October 7th , Citizens State Bank President & CEO Alexander Price delivered the Community Banker Keynote at the 2025 Community Banking Research Conference, hosted by the Federal Reserve Bank of St. Louis. This prestigious event brought together leaders from across the country to explore the future of community banking—and we’re proud to say our Western Slope communities were front …
The U.S. Department of the Treasury has officially ended production of the penny, marking a historic shift in American currency. While the penny remains legal tender, banks—including Citizens State Bank—can no longer order new pennies from the Federal Reserve. This change is impacting retailers, banks, and consumers across the country. Why Is Penny Production Ending? The decision stems from rising …
All customers must enroll to use the new system – available on desktop and mobile (site and app). 1. On our website, here, Click on ONLINE LOGIN (top right on menu) to begin the enrollment process. Select either “Enroll” OR “Business Enroll” to begin the enrollment relevant to your account with CSB. If you have both business and personal accounts, …
We’re excited to share that Citizens State Bank is launching a brand-new online banking experience on September 22! This upgrade brings a fresh look, improved features, and a more secure way to manage your finances — anytime, anywhere. Important: Our current online banking platform will be retired on 9/22. To continue accessing your accounts, all customers must re-enroll using the …
The leaves won’t be the only thing changing this Fall! Citizens State Bank is working hard to upgrade our online banking experience to make managing your finances easier and more intuitive. Our NEW online banking platform will replace our existing one – providing you with more features and services available 24/7 at your fingertips. We are working hard to make …
If you’re looking for a practical and adaptable framework for managing your finances, the 50/30/20 budgeting method may be the right solution for you. Dividing your after-tax income into basic categories including essential needs, personal wants, and financial goals, this approach not only helps you to effectively track and control your expenses, but also ensures that your long-term financial well-being …
We all know that it’s important to have money set aside for the future—whether it’s long-term goals or a rainy-day fund for unexpected expenses. Unfortunately, saving money isn’t always easy. Whether you’re living paycheck to paycheck, are struggling with debt, or simply never developed the habit, like many others, you may find it difficult to prioritize saving money. In fact, …
